John Hancock Financial Network

Welcome to Centinel Financial Group, LLC, the office of Adam M. Sachs. We look forward to assisting you in the accumulation and protection of your wealth. Adam provides a range of financial planning, investment and insurance solutions for individuals, families, executives, and small businesses. Our practice strives to stay on the cutting edge of changes in today's marketplace, so that your financial plan can stay current with legislative, insurance and investment developments. We encourage you to explore these opportunities further, and to browse through the pages of our website to learn more about our practice and our firm.  Feel free to use the Learning Center to browse through current articles and newletters on important financial topics.

Professional Designations:

Certified Financial Planner (CFP®)

Chartered Life Underwriter (CLU®)

Chartered Financial Consultant (ChFC®)

Certified Long-term Care Consultant (CLTC)

 

 

 

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Credit Card Debt

How Long Will It Take to Pay my Balance?

Savings Accumulation

Estimate the future value of your current savings.

More Calculators →

Stalking the Mighty Consumer

Economists, traders, investors, and policymakers all take great interest in the financial health of consumers and what they may do next.

Good Care Begins Early

Ironically, people who avoid important discussions because they don’t want to be a burden are sowing seeds for even greater troubles because they are forestalling preparation and ignoring the risks associated with aging, possibly until it’s too late.

The Land of Income Mobility

In America, just about anyone who is dissatisfied with his income has the opportunity to roll up his sleeves and move into a different income bracket.

When It Comes to IRAs, Know Your Limits

In recent years, IRAs have become the single largest vehicle for retirement savings in the United States.

More Newsletters →